Buying your first home can be quite daunting. It’s likely to be the biggest financial commitment you’ll ever have, so you need to know that you’re making the right decision.
Searching for a mortgage can be time-consuming and somewhat of an inconvenience, but with the help of a mortgage adviser, we can take all this stress off your shoulders.
How to get your first mortgage
The first step is to find out how much money you can borrow and then work out what’s affordable for you. The main hurdle many first time buyers come up against is finding money for the deposit. Having a small deposit can restrict the number of mortgages available to you, but there are first time buyer mortgage schemes – such as Help to Buy – which your mortgage adviser can discuss with you.