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7 things to avoid with a credit card

Credit cards can be a great way of spreading the cost of larger items or covering emergency expenses. However, it can be easy to lose track of spending, forget to make a payment or miss those extra interest charges.  Here are 7 things to avoid if you want to get the most out of your credit card and avoid getting into debt. 

Not doing your research

There are different types of credit card available, so it is important that you understand all the terms and work out which type of card is best for you. Some cards have interest free periods, some allow you to transfer balances from other credit cards, and some offer better rates when used abroad. 

Knowing which cards are best for which type of spending will allow you to choose the right one.

Morses Club PLC (LON:MCL) is an established, relationship-driven consumer finance provider offering a range of credit products and delivering exceptional services to customers in the non-standard finance market.

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Disclaimer: Statements in this article should not be considered investment advice, which is best sought directly from a qualified professional.