Lloyds is teaming up with Microsoft to pilot the use of fingerprint and facial recognition technology for online banking logins on Windows 10 devices.
Lloyds, Halifax and Bank of Scotland will pilot Microsoft’s Windows Hello system later this year for internet banking access as the group tries out options that let customers ditch cumbersome and risky passwords.
Windows Hello uses hardware and software that binds the device to the user and creates a data representation of a face, not an image – preventing an impersonator using a photo. The cameras on Windows 10 devices also use infrared technology to identify faces, so customers can be recognised in a variety of lighting conditions.
The data is stored locally on the device and shared with no one but the user.